Every now and then, I go online and find a calculator that will breakdown how long it will take to pay down my debt. I like to see it amortized so that I can see at a glance how many months it will take for me to knock milestone amounts, such as $1,000, $5,000, etc., from my total debt.
One of the best calculators I've found is at What's The Cost. This one gives users the options to see how long it will take and the total interest they'll pay if the take on their debt by balance and by interest.
The problem, though, is that sometimes, once I see that how long it's likely to take, I start feeling rather overwhelmed by what we owe.
That's what happened to me last night. I ran my debt on the calculator right before bed, then I had trouble sleeping. I'm trying very hard not to feel overwhelmed but rather feel spurred to action.
One of the best calculators I've found is at What's The Cost. This one gives users the options to see how long it will take and the total interest they'll pay if the take on their debt by balance and by interest.
The problem, though, is that sometimes, once I see that how long it's likely to take, I start feeling rather overwhelmed by what we owe.
That's what happened to me last night. I ran my debt on the calculator right before bed, then I had trouble sleeping. I'm trying very hard not to feel overwhelmed but rather feel spurred to action.
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