Trying to Get Back in the Groove

A few years ago, I read that knowing where you stand financially will go a long way in helping you pay down your debt. After that, my husband and I started having a mini-meeting at the end of every month during which we look at what we owe. My thinking is that maybe seeing the total number would spur us to focus more on paying it down.

We've seen a decrease every year since we've been doing that, though not as much as I would hope.

Since our daughter was born, the meetings have been more and more spaced out until we wound up skipping them altogether from April until just yesterday, when finally, we sat down to get another glimpse of it. Over the past few months when we haven't been looking at it, we haven't done as well. I think in our case, it really helps to keep abreast of where we are.

Because we made the time to look at it yesterday, I'm hoping we continue doing so from here on out.