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Birthday Gift Buying -- Done Through January!

When buying gifts, whether for the holidays or birthdays, I like to find a good sale then buy a bunch at once. A little over a week ago, I got a circular from Kohl's for 30 percent off of everything starting Sept. 12 and ending about a week later.

I used it to buy six birthday presents for friends and family and a couple of clothing items for my husband, my daughter and me. (My husband and I could use some new clothes; the clothes for my daughter were just because I felt a little bad buying something for my husband and me but nothing for her.) I bought $155 worth, and the 30 percent off took off $47.

In addition to that, I got $20 in Kohl's cash, which I'll use to buy a Christmas gift or two.

The downside: To get the savings, I had to use my Kohl's charge card. I'll make an equal payment to the card right away when I get paid for freelance work later this week, but it always makes me nervous adding that much to my card. What if something breaks and I need my freelance check for something else? It could happen. It has before.
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